Financing & Refinancing

Our firm represents clients in all aspects of real estate financing and refinancing transactions. Whether you’re purchasing your first home, investing in commercial property, or restructuring an existing mortgage, our firm ensures that your financing process is handled with precision, transparency, and protection of your long-term interests. Our firm works with lenders, mortgage brokers, and title companies to streamline the process while safeguarding our clients from potential risks and unnecessary costs.

SERVICES

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    RESIDENTIAL FINANCING
    Residential financing covers the loans used to purchase or refinance one-to-four-family homes, condominiums, or co-ops. It involves detailed lender disclosures, title verification, and closing coordination. Borrowers must ensure the loan terms are compliant with state and federal law and that all obligations are properly recorded after closing.

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    COMMERCIAL FINANCING
    Commercial financing applies to loans for business, investment, or development properties. These loans often involve multiple entities, personal guarantees, and complex collateral structures. The terms can significantly affect future cash flow and ownership rights, making legal review essential.

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    REFINANCING TRANSACTIONS
    Refinancing allows property owners to restructure debt or access equity under improved loan terms. A detailed legal review prevents exposure to new risks or unfavorable clauses buried in lender documentation.

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    PRIVATE LENDING & HARD MONEY LOANS
    Private and hard money loans are non-traditional financing options used for short-term or time-sensitive transactions. They often carry higher interest rates and unique risk structures, requiring careful documentation to protect both lender and borrower.