Law Glossary

Affidavit – A sworn written statement of facts, signed and notarized.

Arbitration – A private dispute resolution process where an independent arbitrator hears evidence and issues a binding decision.

Burden of Proof – The obligation to prove one’s claim or defense in court.

Cause of Action – The legal basis for a lawsuit.

Complaint – The initial document filed by a plaintiff to begin a lawsuit, outlining the claims.

Damages – Monetary compensation awarded for losses or injuries.

Discovery – The pre-trial phase in which parties exchange information, documents, and testimony.

Due Diligence – A thorough investigation conducted before a transaction or agreement.

Fiduciary Duty – A duty to act in the best interests of another party, such as a client, beneficiary, or partner.

Injunction – A court order requiring a party to do or refrain from doing something.

Jurisdiction – The legal authority of a court to hear and decide a case.

Liability – Legal responsibility for one’s actions or omissions.

Mediation – A voluntary, confidential process where a neutral mediator facilitates settlement discussions.

Negligence – Failure to exercise reasonable care, resulting in harm to another person.

Plaintiff – The person or entity who initiates a lawsuit.

Statute of Limitations – The deadline for filing a lawsuit (varies by claim type).

Summary Judgment – A court decision made without a trial when facts are undisputed.

Subpoena – A court order requiring someone to testify or produce documents.

Verdict – The final decision of a jury or judge at the end of a trial.

REAL ESTATE

Appraisal – An independent valuation of property to determine its fair market value.

Broker Agreement – A contract with a real estate broker outlining commission and services.

Closing – The final step in a real estate transaction when ownership transfers.

Contract of Sale – The written agreement between buyer and seller setting out terms and price.

Co-Op (Cooperative Apartment) – Ownership structure where buyers own shares in a corporation that owns the building.

Condominium – Real estate where individuals own their units and share ownership of common areas.

Deed – The legal document transferring property ownership.

Easement – The right to use another’s land for a specific purpose.

Encumbrance – A claim, lien, or liability attached to property that may affect ownership.

Escrow – Funds or documents held by a neutral third party until transaction conditions are met.

Foreclosure – Legal process by which a lender reclaims property after loan default.

Landlord-Tenant Law – Rules governing rental agreements, evictions, and tenant rights.

Lien – A legal claim on property as security for a debt.

Mortgage – A loan secured by real property, typically for purchasing real estate.

Notice to Quit – A written notice to terminate a tenancy.

Real Property – Land and any structures permanently attached to it.

Title – Legal ownership of real estate, verified by a title search.

Title Insurance – Protects against losses from title defects or disputes.

Zoning – Local laws governing land use and development.

ESTATE PLANNING

Advance Directive – Legal instructions regarding healthcare preferences if you’re incapacitated.

Beneficiary – The person or entity designated to receive assets under a will, trust, or policy.

Codicil – A legal amendment or addition to an existing will.

Estate – The total property, assets, and obligations of a person at death.

Executor – The person appointed to carry out the terms of a will.

Fiduciary – A person entrusted to manage assets or interests for another’s benefit.

Grantor/Settlor – The person who creates and funds a trust.

Guardian – An individual appointed to care for a minor or incapacitated adult.

Heir – A person legally entitled to inherit from someone who dies intestate.

Intestacy – When someone dies without a valid will, state law determines heirs.

Living Trust (Revocable Trust) – A trust created during life to manage and distribute assets, avoiding probate.

Per Stirpes – A method of distributing inheritance where descendants inherit their ancestor’s share.

Power of Attorney (POA) – Grants authority to another person to act on your behalf in financial or legal matters.

Probate – The court process for validating a will and settling an estate.

Testamentary Trust – A trust established under a will, effective upon death.

Trustee – The person or institution managing assets held in a trust.

Will – A written document specifying how property should be distributed upon death.

PERSONAL INJURY

Assumption of Risk – A legal defense claiming the injured person knowingly accepted potential danger.

Comparative Negligence – A system that reduces damages by the percentage of the plaintiff’s fault.

Contingency Fee – Attorney's fee paid only if the case is successful.

Damages (Economic / Non-Economic) – Compensation for financial losses or pain and suffering.

Defendant – The party being sued in a lawsuit.

Deposition – Sworn, out-of-court testimony used as evidence in litigation.

Negligence – Failure to act with reasonable care, resulting in injury.

Premises Liability – Legal responsibility of property owners for injuries caused by unsafe conditions.

Product Liability – Manufacturer or seller responsibility for defective or dangerous products.

Settlement – A negotiated agreement resolving a dispute before trial.

Statute of Limitations – The time limit for filing an injury claim (typically three years in NY).

Tort – A civil wrong that causes harm or loss.

Wrongful Death – A claim for damages when a death results from negligence or misconduct.

BUSINESS LAW

Articles of Incorporation – Documents filed with the state to form a corporation.

Bylaws – Internal rules governing corporate management and operations.

Capital Contribution – Funds or assets that owners contribute to a business.

Dissolution – The formal process of closing and winding up a business.

Fiduciary Duty – Duties of loyalty and care owed by corporate officers and directors.

Franchise Agreement – Contract granting rights to operate a business under a brand’s system.

General Counsel – Legal advisor providing ongoing business law support.

Indemnification – A contractual obligation to reimburse another for losses or liability.

Intellectual Property (IP) – Creations of the mind, including trademarks, copyrights, and patents.

Joint Venture – A collaboration between parties for a specific business project.

LLC (Limited Liability Company) – A flexible business entity combining liability protection with tax benefits.

Operating Agreement – The internal contract among LLC members governing management and ownership.

Partnership Agreement – Defines rights, duties, and profit-sharing between business partners.

Shareholder Agreement – Establishes governance, transfer rights, and dispute resolution for corporations.

Successor Liability – When a new company may be responsible for the debts of its predecessor.

Trade Secret – Confidential business information providing a competitive advantage.

UCC (Uniform Commercial Code) – Law governing commercial transactions, including sales and secured lending.

Winding Up – The final steps in closing a business, paying debts, and distributing assets.

GENERAL TERMINOLOGY